Snacks - never really considered insurance as a demarker between amateur and professional expertise . In fact insurance has been shown to lead to less safe practice because 'insurance will cover stuff ups' .
If insurance and liability is such a concern then how can any uncertified bolts be placed and allowed to be used. What recourse does anyone have in that situation if they hurt themselves? Sue or suck it up?
Most importantly, I think you need to check your facts- there is no 'blanket ban' on bolting in the Blue Mountains National Park, in fact bolting is recognised as being necessary for climbing activities but NPs are unable to do installation and certification of them. Participants need to accept responsibility for there own actions, as is the case in most adventure activities that make use of non-Parks installed equipment. Rock climbing is an approved activity in the NP provided that certain rules are followed, including acceptable bolting techniques. Closure of unacceptable sites and removal of bolts is one possible consequence of not playing by the rules....