No, but I have climbed with someone who's dropped someone else, who did suffer a permanent injury. I think it was just bad luck - you go rock climbing, you take a risk. You drive a car, you take a risk. I feel now that are a much more carefull belayer, though I would not say they were uncarefull before.
Then there are other people who have not dropped anyone, but I would not get on the end of a rope with them....
Cheers
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