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Chockstone Forum - General Discussion

General Climbing Discussion

Topic Date User
Getting Insurance for Climbing in the USA 12-Jan-2017 At 1:53:20 PM PThomson
When Stephen and I climbed in Yosemite in October last year we had a similar result to you during our own pre-trip investigations, Technogeekery... we also got to have the fun of testing our chosen Insurance company as a result of a moderately serious accident.

We ended up using Virgin Money (which was recommended to me by Neil Monteith, and upon all my investigations seemed to be the most legit). The costs weren't too bad (compared to other trips I've done elsewhere), and after the aforementioned accident, we had no dramas whatsoever with them paying up (even while Stephen was still being worked upon, they were co-ordinating successfully and efficiently to get everything processed).

I've used Insure4Less on EVERY other trip overseas (including climbing 7000m peaks in Kyrgyzstan... of which I was only covered for the first 6000m), yet climbing in the USA and Canada seems to be the only thing they don't cover anymore.

Upon my own investigation of the Austrian Alpine Club, I came to the same conclusion as you regarding what they will and won't cover. I also had concerns with the ease of securing a claim in the event of an accident, and even the notion of filling out insurance on a website that's not in English... Stephen and I went looking for our answers elsewhere.

I've never looked at Option 1 and Option 4 in your list.

One of the ones that comes up from time to time (especially on chockstone) is the NZ Alpine Club... However, in their fine print, even though they will insure Australians, that insurance doesn't cover non-NZ residents in the US, so steer clear, friends.

Anyway, that's my 2 cents. I basically am saying I agree with technogeekery


- Paul T

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