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Travel insurance for climbing overseas 21-Nov-2014 At 9:53:06 AM Damien Gildea

Message

On 21/11/2014 pei wrote:
>
>
>Join the Austrian Alpine club UK section - members get up to EUR 25,000
>in rescue costs; they will repatriate you (to wherever you live) from abroad
>without limitation on cost and up to EUR 10,000 for medical treatment abroad.
>This will cover you for trips up to 8 weeks - trips beyond that time, you
>can email them and get a quote for how much it'll be (from what I remember
>it was quite pricey for additional time). Covers up to 6000m, climbing,
>mountaineering, ski touring, whitewater. You'll still probably need to
>buy other travel insurance to supplement this
>http://aacuk.org.uk/p-faqs-insurance
>

I've been a member of AAC-UK but thankfully not needed to call on it. It's worth remembering that EU10K will not last you one day in the emergency ward of a US hospital, in terms of covering medical treatment. There are plenty of tourists out there with bills for US$100K for a week.

EU25K rescue is fine for Europe, OK-ish for Canada, but only just a start for a serious helo rescue in many parts of the world. Helos alone cost a few thousand an hour, so with other costs added in a 40K rescue is nothing.

So, if anyone wants to supplement one policy with another, remember that for a significant claim, the insurers for one policy will want to know if you have another policy, if you are claiming on it, how much, and will try and get you to claim on that one first, rather than theirs. That could get messy.