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insure 4 less grade < 28 policy 21-Apr-2012 At 10:24:50 AM Andrew_M

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From "An insurance experience" on the AAC website itself:

"I was aware that the cost of my medical treatment would not be paid by AWS [AAC] as I was eligible to be treated under EHIC [European Health Insurance Card] in a public hospital in Switzerland, as a UK citizen/resident. The same would, of course, apply in all EU countries, and also Liechtenstein and Norway. It should however be noted that as AWS allows only a maximum amount of €7,500 for medical expenses, additional insurance covering mountaineering is highly advisable when climbing in countries not mentioned above [i.e. anywhere in the world for Australians unless there is a reciprocal health care arrangement]."

In a nutshell, if you are insured with AAC, as an Australian you might think you are covered but unless you fit a very defined situation of citizenship/destination then it's essentially worthless.

Singing off from this thread because insurance talk is boring...