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Chockstone Forum - General Discussion

General Climbing Discussion

 Page 1 of 5. Messages 1 to 20 | 21 to 40 | 41 to 60 | 61 to 80 | 81 to 81
Author
Travel insurance for climbing overseas
Mike Tott
28-Jun-2010
3:42:43 AM
Does anyone know of any travel insurance company that will cover rock climbing/mountaineering in North America. Please email me with any useful information you may have. Thanks



Thanks for all the sound advice. Think I will try IHI as a recall using them once before at pretty reasonable premium. I know you can set up with them online. Cheers.
Wendy
28-Jun-2010
6:38:22 AM
There's earlier threads on this, but in summary:

Join the Austrian Alpine Club. Comes with climbing rescue/repat insurance.
Insure-for-less. I think that's the name of the lot that the ACA have organised something with.
IHI - some scandinavian lot who will cover anyone.
gfdonc
28-Jun-2010
10:09:00 AM
Just insured for insure4less for the recent trip. They are generally prompt to respond to queries. You take out a standard policy then pay a 50% excess to cover sport or 75% excess to cover trad climbing ("climber placing own protection").
Damo666
28-Jun-2010
10:25:40 AM
I've used IHI.com for numerous Antarctic trips as their rescue evac $$ is very good, but it's important to note that they don't cover all the regular small stuff that most travel insurance policies do. They will cover the cost of a dedicated series of flights out of the high mountains of Antarctica, but they won't replace your stolen camera! :-)
Damo666
28-Jun-2010
10:36:00 AM
http://www.insure4less.com.au/page/Travel-Insurance-Rock-Climbing/

You're financially penalised for not using bolts. You're financially penalised for not doing new routes.

I hope this doesn't set a precedent. Precedents become norms. In Europe there's already insurance companies will only cover your expedition if you're on a commercially-guided trip, not on a traditional DIY expedition.

People might want to remember this thread next time people say 'if you don't like bolts don't clip them'. It goes beyond that.

cruze
28-Jun-2010
10:58:39 AM
We looked into insurance a few months ago and discovered that most standard insurance policies covered you for a whole heap of stuff except "climbing with ropes" and "climbing with guides". Sounded pretty stupid that bouldering and soloing was cool, but toproping with a guide wasn't. Shows how little the major companies know about climbing. IHI and AAC seemed like the way.
maxdacat
28-Jun-2010
2:37:47 PM
I used to be with AAC while in London.....is it still possible to joiin from anywhere else in the world?
Wendy
28-Jun-2010
6:08:52 PM
On 28/06/2010 maxdacat wrote:
>I used to be with AAC while in London.....is it still possible to joiin
>from anywhere else in the world?

UK branch accepts member from english speaking countries. I'm a member, no dramas about it.

vwills
28-Jun-2010
7:55:57 PM
I've used insure4less quite a bit and have always found them extremely helpful including cover for expeditions and new routeing. If you apply to them with full disclosure they have come to the party without the premiums being too outrageous, and you have the advantage of having decent travel insurance.
I've never had to claim though.
Damo666
28-Jun-2010
8:03:53 PM
Yes, I see that they will accommodate it, and that's good that they do that. But the interesting this is that a non-climbing-industry company is making a judgement about different facets of climbing and according different costs to those facets, based on their perception or risk, or whatever. So these once-internal issues within climbing are starting to have ramifications outside climbing, and the advantage seems to be sliding a certain way.

ado_m
28-Jun-2010
8:30:41 PM
british mountaineering club does worldwide climbing insurance, for about 200 quid i think. i got it, a lot cheaper than being evacuated from god knows where
maxdacat
28-Jun-2010
8:31:35 PM
On 28/06/2010 Wendy wrote:
>On 28/06/2010 maxdacat wrote:
>>I used to be with AAC while in London.....is it still possible to joiin
>>from anywhere else in the world?
>
>UK branch accepts member from english speaking countries. I'm a member,
>no dramas about it.

cheers that's good to know.

russianSpy
28-Jun-2010
9:02:53 PM
don't know how much truth to it, but apparently Insure4Less has been developed by an ex- hot rocker (Hot Rock being the group of brits that travel the world in a big red truck to climb in remote places)..

Used them on a couple of occassions, never had to claim though.
Wendy
29-Jun-2010
6:46:49 AM
On 28/06/2010 ado_m wrote:
>british mountaineering club does worldwide climbing insurance, for about
>200 quid i think. i got it, a lot cheaper than being evacuated from god
>knows where

I thought bmc insurance doesn't cover members who don't live in the UK
WanderingGirl
11-Mar-2011
12:10:04 PM
does anyone here is from australia and had a climbing trip overseas? i am actually having a hard time deciding whether to get nib or medibank. does anyone here have already tried them out? please help!

nmonteith
11-Mar-2011
12:17:55 PM
On 11/03/2011 WanderingGirl wrote:
>does anyone here is from australia and had a climbing trip overseas? i
>am actually having a hard time deciding whether to get nib or medibank. does anyone here have already tried them
>out? please help!

Check the fine print! Most insurance companies in Australia WILL NOT cover you for rock-climbing or mountaineering. The only one I know in Australia that will cover you is Insure4Less - and you will have to pay an extra premium on top of the normal travel insurance policy (its about 50% extra for low altitude climbing).

Sabu
11-Mar-2011
12:19:41 PM
On 11/03/2011 nmonteith wrote:
>On 11/03/2011 WanderingGirl wrote:
>>does anyone here is from australia and had a climbing trip overseas?
>i
>>am actually having a hard time deciding whether to get nib or medibank. does anyone here have already tried
>them
>>out? please help!
>
>Check the fine print! Most insurance companies in Australia WILL NOT cover
>you for rock-climbing or mountaineering. The only one I know in Australia
>that will cover you is Insure4Less - and you will have to pay an extra
>premium on top of the normal travel insurance policy (its about 50% extra
>for low altitude climbing).

Is that for travel insurance or for health insurance here in Aus?
Edit: oh I presume this is for overseas given the thread title. Still interested if private health insurance companies have clauses against climbing in aus.

rodw
11-Mar-2011
12:55:29 PM
>Check the fine print! Most insurance companies in Australia WILL NOT cover
>you for rock-climbing or mountaineering. The only one I know in Australia
>that will cover you is Insure4Less - and you will have to pay an extra
>premium on top of the normal travel insurance policy (its about 50% extra
>for low altitude climbing).

I believe they will cover abseiling though? (go figure)...just get the story right with your friends before you call in rescue. :)

cruze
11-Mar-2011
1:02:02 PM
The exemption is usually for climbing or mountaineering "with professional guides or ropes". Free soloing Eiger north face ok.
Mike Bee
11-Mar-2011
3:28:27 PM
I'm over in Canada doing some ice climbing currently, and the only insurance I could find that would cover me was ihi Bupa.
Full coverage for all sorts of shenannigans comes as standard, but they'll sting you extra for cancellation cover and luggage.

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There are 81 messages in this topic.

 

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