Chockstone Forum

      Sponsored By
      ROCK
   HARDWARE

Chockstone Photography

Australian Landscape Prints

Chockstone Forum - General Discussion

General Climbing Discussion

Author

overseas insurance that covers climbing


bigmike

28-Aug-2006
2:59:41 PM

Hello Chockerers,

I'm off to foreign climes on a trip that might include a few foreign climbs. Last year I got some insurance from a Scandie company that didn't mind us lot, but they seem to have changed their minds this year.

Anyone got any advice of a (reputable!) company that could give me a month's travel insurance and climbing wasn't an exclusion?

It'd help if I can sign up over the net because of course I leave tomorrow morning...

Big Mike

(PS TND if you're out there please contain your cheeky comments to the helmets thread).


nmonteith

28-Aug-2006
3:12:12 PM

I'd suggest Austrian Alpine Club (UK division) but with one day to go thats not going to be possible since
they mail out your card (required to be on person in all accidents). It only took 2-3 days to be mailed to
me in Melbourne.


MartinR

28-Aug-2006
3:17:44 PM

Try IHI in Denmark at http://www.ihi.com/english.asp, recommended by Australian Division of NZAC. You can pay online and they don't exclude climbing.

Cheers,

Martin

Macpacgirl

28-Aug-2006
5:12:51 PM

Mike Henry is just across the ditch in NZ, he's not bad for big trips.
world expeditions use this company a lot.
www.mikehenry.co.nz


BigMike

28-Aug-2006
6:00:49 PM

On 28/08/2006 MartinR wrote:
>Try IHI in Denmark at http://www.ihi.com/english.asp, recommended by Australian
>Division of NZAC. You can pay online and they don't exclude climbing.
>

Cheers ... they look like the go.

Mike


brat

28-Aug-2006
8:11:19 PM

Hey Neil, have you got a link/contact details please, I could only find http://www.alpine-club.org.uk/

Cheers


nmonteith

29-Aug-2006
8:53:46 AM

'austrian alpine club' into google. suprise! suprise!
http://www.aacuk.org.uk/


brat

30-Aug-2006
7:36:25 PM

Thanks Neil, sarcasm aside, I cut and pasted Austrain Alpine Club (UK Division) into Google and went off on a tangent!

So for ~$100au membership you also get their insurance cover, seems like a great deal!


brat

30-Aug-2006
7:46:32 PM

Ooops, doesn't cover "when using a motor vehicle", does this mean when we're on our motorbike?


MartinR

31-Aug-2006
8:32:19 AM

"Ooops, doesn't cover "when using a motor vehicle", does this mean when we're on our motorbike?"

The Austrian Alpine Club policy is like a top up insurance policy which covers mainly leisure accidents and trips limited to 6 weeks. So you also really need a standard travel insurance policy to cover the basics. Such policies from AMEX or Flight Centre can be quite expensive. You could try discounted policies at www.worldnomads.com or, I am also looking into a free travel Insurance policy if you take out a ANZ Gold VISA card!

There is also another option which is cheaper than the IHI policy for longer trips at MultiNational Underwriters www.mnui.com. Their optional sports cover does cover mountaineering “mountaineering where ropes or guides are normally used; and…”

Cheers,

Martin


nmonteith

31-Aug-2006
9:31:56 AM

The Austrian Alpine Insurance only covers the 'climbing' aspect of insurance!

Ashy

31-Aug-2006
9:37:08 AM

I am looking at doing a climbing trip of 7 months duration. Finding an insurance policy that includes climbing/mountaineering and other dangerous sports for this duration is limited and expensive. I have been able to find two options.
IHI (approx US$1100)
MultiNational Underwriters (approx $US650)
As Martin has mentioned these policies are only for medical coverage and a general travel insurance policy would also be required.

The FREE travel insurance offered by ANZ / Commonwealth Bank Gold Visa cards etc cover trips up to 3 or 4 months duration. The Commonwealth Bank Platinum Visa card covers trips up to 12 months. The platinum card costs ~$200 and you need to purchase your travel tickets using the card but it does look like a reasonable option for general travel insurance coverage. Of course the travel insurance offered by these policies exclude anything resulting from "dangerous sports".


tnd

31-Aug-2006
11:10:29 AM

Big Mike, who started this thread, is currently sunning himself in Mauritius, where the only thing he's likely to fall off is a deck chair after too many c--ktails by the pool.


kuu

31-Aug-2006
11:26:28 AM

On 31/08/2006 tnd wrote:
>Big Mike, who started this thread, is currently sunning himself in Mauritius,
>where the only thing he's likely to fall off is a deck chair after too
>many c--ktails by the pool.

I hope he's wearing his helmet !!!


Phil Box

31-Aug-2006
11:58:37 AM

Heh, funny how the naughty word filter captures the word c--ktail.

Edit to say,

Here is the warning I got when I posted this message.

WARNING: Your message may contain offensive language. This is a moderated forum. Please refer to this help topic for more details and edit your message accordingly. Thank-you.

This is very innane and quite annoying that innocent words we be caught up in the censor filter. I have no problem with outright swear words being caught but puhlease.

JohnK

31-Aug-2006
3:48:18 PM

>The FREE travel insurance offered by ANZ / Commonwealth Bank Gold Visa
>cards etc cover trips up to 3 or 4 months duration. The Commonwealth Bank
>Platinum Visa card covers trips up to 12 months. The platinum card costs
>~$200 and you need to purchase your travel tickets using the card but it
>does look like a reasonable option for general travel insurance coverage.

Just one thing to be careful with which will allways be hidden in the fine print is the excess that some of these cards might have. With my Westpac Gold Visa, yes, you get free travel insurance whan you pay for the airline ticket with your card, but there is a $200 excess on any claims!

31-Aug-2006
4:46:27 PM

I thought most insurance policies had differing excesses, ones without excesses are generally quite a bit more expensive.


brat

31-Aug-2006
7:45:52 PM

I had a quote from Flight Centre for $650 (for 2 x 6 weeks) and from RACV for $425 for broader cover, no climbing in either!

The RACV plus the AAC (UK) seems a good combo for approx $625?

jonorock

1-Sep-2006
10:03:45 AM

I have found worldnomads.com.au to be the cheapest insurance by far. Way cheaper than travel agents. The limits are lower and doesn't cover all the same stuff as travel agent policies. Eg. Canada 12mths for $585 and was quoted $1500 by my travel agent.

For Canada I have also looked at purchasing medical insurance when I get there. Have only done some brief research and found a few policies for overseas visitors. One policy covers any medical emergenices and also covers mountain and sea rescue including air ambulance. Its not cheap $1.60 a day for $10000 coverage up to $3.60 a day for $150000 coverage.


nmonteith

1-Sep-2006
10:18:13 AM

On 1/09/2006 jonorock wrote:
>Its not cheap $1.60 a
>day for $10000 coverage up to $3.60 a day for $150000 coverage.

I would suspect that a basic mountain helicopter rescue and couple week hospital stay would be more
like $100,000 worth. Don't skimp on a policy that only covers $10,000!

There are 32 messages in this topic.