Government agencies and local councils all have insurance and like any insurance there will be an excess amount they have to pay before the insurance company chips in - maybe the first $5,000 or $10,000. Any claims under the excess are unlikely to be contested as it would generally be cheaper to pay than go to court. Now, before everybody runs off suing the national parks for $5000 because they tripped over a rock, remember that if there are too many small claims it becomes much easier and cheaper to install a keep out sign. |