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Chockstone Forum - Accidents & Injuries

Report Accidents and Injuries

Topic Date User
Tre Cime trip and accident report 22.07.15 30-Jul-2016 At 6:45:39 PM Lingy
Message
On 30/07/2016 Rawpowa! wrote:
>I'm curious about how you went with insurance Lingy? Did you have any trouble
>with your partners hospital visit?

We were covered by both Insure4less (Alpine Climbing Plan) and Austrian Alpine Club. We ended up using Insure4less for the accident and they served us very well – while there was a hell of lot of pfaffing about on the phone, they followed up on the helicopter etc, paid for my accomodation and transport costs to stay near Suz’s hospital and organised business class flights home so Suz could get further emergency surgery. (We needed the upgrade as she was immobile with a full leg splint, making her a DVT risk, and I was her ‘non-medical escort’.)

There’s a reciprocal healthcare agreement in place between Australia and Italy, so Medicare covered the hospital. That said, it’s worth pointing out that the hospitals don’t necessarily volunteer this information: while Suz was asked for her Medicare card (meaning her stay was fully covered and she never even saw a bill), I wasn’t made aware and ended up paying for my stay out of my own pocket (I didn’t end up claiming this as it was around the same cost as my excess).

Re: AAC, while their policy states that they cover transport to the nearest hospital for urgent medical care, there a number of caveats when it comes to transfer back home which introduces a bit of a grey area.

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