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Travel insurance for climbing overseas 19-Apr-2016 At 10:50:49 AM Jelmer

Message

On 18/04/2016 PeterW wrote:
>On 18/04/2016 Jelmer wrote:
...

>
>Something to watch out for with Insure4Less (and maybe others) is that
>the fine print in the policy says the basic insurance policy has to cover
>your entire trip from leaving Australia to returning there!
>
>For a trip to Europe last year I didn't see this requirement, and since
>I had general travel insurance already I only applied for insurance for
>the week I would be fooling around on via feratta's in the Swiss alps.
>Fortunately nothing went wrong because it was only later that I discovered
>I wouldn't have been covered!
>
>I've been reviewing this stuff again myself since I'll be climbing in
>Yosemite for a couple of days in June (and playing tourist for the rest
>of the trip). The conclusion I came to was to make sure I didn't do anything
>stupid for those two days as the cost of insurance was going to be prohibitive!

Yeah so I thought that was the case as well. Actually, my post said that exact thing - gotta cover the entire trip on a single trip plan to be able to add climbing coverage for a specific period - before i edited it out. I can't find it in the policy wording anymore though. If you could point it out i will change my post to reflect. Covering my entire trip includes a few days in the US and would increase the price to about $100 AUD for a basic plan plus $100 AUD for 4 days of climbing coverage in Mexico.

If you are climbing in Yosemite for a few days i would recommend looking into the Global Underwrites Diplomat America plan. Get a million USD medical coverage with $250 excess for about $4 USD a day (depends on your age), no need to cover your entire trip with them.