Chockstone Forum

      Sponsored By
      ROCK
   HARDWARE

Chockstone Photography

Australian Landscape Prints

Chockstone Forum - General Discussion

General Climbing Discussion

Topic Date User

insure 4 less grade < 28 policy 19-Apr-2012 At 7:36:33 PM wilbur

Message

The response from insure 4 less was fairly uneventful (and inconclusive):

Thank you for the additional information. We will need to refer any climbs over grade 28 to the Underwriters – we normally receive a response within 2-3 business days and will email as soon as we have confirmation.

In the meantime however, we are pleased to confirm that we can offer you our Standard Rock Climbing Plan up to Grade 28 for an additional premium of $115.50 (on top of the normal insure4less travel insurance premium). Cover is as per the attached specimen endorsement. Please check to see this plan is appropriate for your proposed climbs.

No mention of the grade 28 limit in the terms and conditions though:

It is a condition precedent to any liability hereunder that:
1. All climbs are to use pre-placed permanently fixed protection, or top rope protection in accordance with ACA best practice.
2. All climbs are to be on previously graded and approved routes* only.
3. All climbs are to be conducted at heights not exceeding 3,500m above sea level.
4. Bouldering to be conducted at heights not exceeding 4.5m.
5. Treks to be conducted at heights not exceeding 6000m above sea level.
6. You must wear suitable protective equipment including a climbing helmet at all times when climbing or at the rock face.
This insurance will not cover you for:
1. Any ice, glacier, freesolo or solo, alpine or traditional climbing, or any climbing / trekking involving multi stage ascents, professional guides or porters without the prior specific approval of Underwriters.
2. Any climbing above 3,500m above sea level.
3. Any exploration of new routes.
4. Any bouldering without the use of crash pads.
5. Any costs incurred during the search for, or recovery of, your body when the location of your body is not known, or when approval for the search or recovery has not been given by Underwriters and/or their representatives.
6. Any gradual deterioration, wear and tear, damage to equipment whilst climbing or the voluntary or
enforced abandonment of equipment whilst climbing.
7. The first $500 of each and every claim under section 2 Medical expenses in respect of claims arising from activities covered by this endorsement.
8. Any claim if you have not purchased a standard insure4less travel insurance policy from the date that you leave your home in Australia to the date that you arrive back in your home in Australia.