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General Climbing Discussion

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Climbing and Travel Insurance

climberer

6-Nov-2002
3:40:16 PM

I am about to go climbing in Thailand, and am having trouble finding travel insurance that covers injuries sustained during climbing. Although most will cover climbing without a rope (what the?!) Apart from risking life and limb soloing the whole time, can anyone recommend where I could find appropriate insurance? Or should I not bother, and if I'm injured, say that I was bouldering/fell over at a full moon party?

oweng

6-Nov-2002
4:49:01 PM

I looked at similar things before a trip to NZ and found the same problems. I bought the travel insurance and thought id claim any climbing injuries happened some other way. One alternative that might be worth considering is accident insurance. St George Bank and Commeonwealth Bank have both rang me up and tried to sell me income protection insurance since. The St George one seemed ideal. It was something like $10 a month, and paid you for any lost income which occured from any accident (no matter how you got hurt). It even paid bonuses if you were lucky enough to lose limbs etc. The best part was you could cancel it after 3 months so you could get it for the period of your holiday and then cancel it (from memory if you kept it after 3 months you have to go a full year). It might be worth thinking about. I cant remeber if it covered hospital fees though...

nmonteith

6-Nov-2002
5:18:02 PM

The Foundry in the UK does climbing insurnace - and I have got Abseiling included in my travel insurance by paying an extra $90 using Cover-More (through Flight Centre).

Be careful - normal travel insurance will not cover you at all. A friend of mine broke his ankles in a horror fall on El Cap (Yosemite) and had to flee the country because the hospital wanted to charge US$150,000+ for his medical bill for a week in hospital! He can never go back to the US.

Make sure you strip all the climbing gear off - and say you were 'extreme bushwalking'.

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