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Climbing Insurance

sarah

9-Nov-2004
11:19:58 AM

Hey im heading over to thailand in jan and looking into getting some climbing insurance to cover my trip, so far, the only option i have come across is the climbing insurance that you can get as a member of New Zealand Alpine Club. Is there anyone out there who knows of any other organisations which proivde insurance????

dalai

9-Nov-2004
11:27:08 AM

Do a search with 'Insurance' and you will see quite a few posts on the subject...

sarah

9-Nov-2004
11:34:07 AM

thats the thing i had a quick check before i got onto these NZAC people and they should be cool but im really lookin for something on AUS i guess it would just be easier maybe
did search and came up with NZAC and a SNOWCARD or something in the UK

dalai

9-Nov-2004
11:38:22 AM

Sorry, after reading my previous post, I wasn't very clear. Do a search of this forum for numerous posts on the topic.

sarah

9-Nov-2004
11:41:02 AM

no worries will do, thanks dude

bne

9-Nov-2004
1:32:48 PM

i have an insurance company...pay me money.. you can be my first client.(some conditions apply).

i had an accident in thailand. it was cheaper to spend time in hospital(with 3 meals a day) than the bungalow we were staying in...transport to hospital was a longtail boat and a dodgy ute.... I would not want a serious operation there...

i had insurance but never got my money back anyway....but that is a complicated story.

sarah

9-Nov-2004
2:55:29 PM

nice, yeah sounds like everything is super cheap over there, yeah actually have heard some interesting things about public transport over there. you never got money back????
how was your thailand experience? hope your accident was not too serious!!!

Rich

9-Nov-2004
4:54:56 PM

i think last time we were discussing it someone was sayin that they covered unroped climbing but not roped and so they plan was that if for some unfortunate reason u decked (not looking at anyone bne ;) then you cut ur harness off and remove traces of rope burn ;)
I've looked at in the past and have never gone for it as I'm not sure the money is worth it.. IMO better insurance is buy a grigri(or better yet one of those new cinchs), ensure it is always threaded properly, ensure your belayer hasn't just learnt how to lead at one of those 1day courses on railey beach and get heaps of practice clipping bolts on overhanging stuff..

dan

9-Nov-2004
5:20:25 PM

If you declare you climb (ie. have an extreem sport) with your medical insurance after a one year sabadilcal you can resume climbing while covered by medical insurance. The downside is you have to give up climbing for a year.

climbingjac

9-Nov-2004
5:31:21 PM

Good luck on trying to find Travel Insurance that covers climbing - I spent quite a bit of time trying and was unsuccessful. The closest you will come is to get a health insurance policy to cover you while you are travelling (tho you'll need some sort of supplementary travel insurance to cover loss of general baggage, flight cancellations etc). Also remember to suspend your Australian Health Insurance policy for the period you are overseas. No point paying for both! Take a look at this one:

(The following spiel is taken from the web address http://www.eglobalhealth.com/patriot_extreme_insurance.html)

IMG's 'Patriot Extreme America' provides coverage for non-US citizens travelling outside their country of citizenship for a minimum of 30 days up to a maximum of three months.

Another point of interest is that if your climbing EQUIPMENT is insured under your home contents insurance, it is probably covered for theft for the first 30 days you are overseas. Worth checking out if your trip is relatively short.

Good luck!
jac

Rich

9-Nov-2004
5:38:43 PM

On 9/11/2004 climbingjac wrote:
>
>Another point of interest is that if your climbing EQUIPMENT is insured
>under your home contents insurance, it is probably covered for theft for
>the first 30 days you are overseas. Worth checking out if your trip is
>relatively short.
>

that would generally only apply if u elect to have those items covered under portable property (lil costly but can be worth it) and if so it can be covered in your tent as well as long as ur car is next to it apparently. however there are many funny clauses around.

bne

10-Nov-2004
2:41:36 AM

On 9/11/2004 sarah wrote:
>nice, yeah sounds like everything is super cheap over there, yeah actually
>have heard some interesting things about public transport over there. you
>never got money back????
>how was your thailand experience? hope your accident was not too serious!!!

The accident was not serious...but i could not really climb for a while after....But thailand is still a good place to sit on the beach doing nothing.

but rich has a point....maybe you could spend the money on a massive inflatable crash pad....and a helmet.

sarah

10-Nov-2004
10:56:44 AM

yeah im definately going to take my helmet, i actually have not used it since i got it so that will be very exciting!!!!

sarah

22-Nov-2004
4:17:33 PM

hey im not sure if anyone else is aware, but i recently signed up for travel/climbing insurance with NZAC and they have just written back an email that they are having second thoughts about covering climbing therefore they cannot process any insurance requests. just thought i should let people know.

climbingjac

23-Nov-2004
4:54:29 PM

Hi Rich,

My climbing & camping equipment is covered as an extra under my house and contents insurance and is thus covered. It isn't a specific portable property clause, just an added extra.

Another trap for young players is that many insurers will not cover camping equipment AT ALL. So if you have lots of expensive camping stuff, always check!

Jac

gonzo

23-Nov-2004
10:15:13 PM

http://www.hostelworld.com/insurancedetails.php

my girlfriend actually phoned Germany to check whether they cover climbing. They are also quite cheap and have resonable policies. Also see the last thread on insurance, i posted there.

There are 16 messages in this topic.